Built for fintech companies. Scale your customer onboarding with API-first architecture, automated compliance, and rapid deployment. Kinetic Sea helps fintech platforms automate KYC, KYB, AML, and OFAC checks while delivering fast, frictionless customer experiences.
Fintech companies face unique compliance pressures: regulatory scrutiny, rapidly changing requirements, and the need to onboard customers quickly without sacrificing accuracy or auditability. Manual compliance workflows create bottlenecks, introduce errors, and slow growth.
Automate every step of your compliance workflow — from identity verification and sanctions screening to anti-money laundering checks and business entity validation. Kinetic Sea integrates directly with your existing systems via RESTful API and webhooks.
Verify customer identities in seconds with government-issued ID validation, liveness detection, and biometric matching. Eliminate manual review for clear-pass verifications and escalate edge cases automatically.
Screen every applicant against OFAC sanctions lists and other watchlists in real time. Stay current with automatic list updates and maintain complete audit logs for every check.
Assess financial crime risk with automated transaction monitoring, pattern detection, and suspicious activity reporting. Configure risk thresholds to match your risk appetite and regulatory requirements.
Built for engineering teams. Integrate Kinetic Sea into your fintech platform via comprehensive REST API with webhooks for real-time event notifications. White-label embed options for a seamless customer experience.
Automate KYC/OFAC screening at application, recurring quarterly compliance checks, and maintain centralized audit trails - turning compliance into your competitive advantage.
Fintech teams face endless compliance requirements while auditors demand perfect documentation and customers expect instant approvals
Your team spends countless hours on repetitive KYC checks, OFAC screenings, and document reviews. Each application requires manual verification across multiple systems, creating bottlenecks that slow customer onboarding and burn through staff time that should be spent on growth.
Quarterly compliance checks pile up in spreadsheets. Renewal dates get missed. Manual tracking means some customers slip through without proper re-screening, creating regulatory risk and audit anxiety. You need three people just to keep track of what's due when.
Compliance data lives everywhere—emails, folders, different systems. When auditors come calling, your team scrambles for days trying to reconstruct audit trails, prove you ran required checks, and demonstrate continuous monitoring. Every audit is stressful.
Our intelligent platform turns compliance bottlenecks into competitive advantages, automating repetitive work while ensuring zero regulatory risk
Instant verification & fraud detection
100+ watchlists, zero false negatives
Set once, compliant forever
Kinetic Sea runs KYC verification and OFAC screening automatically at application time. Document OCR extracts data instantly, identity APIs verify in seconds, and watchlist checks happen in real-time across 100+ databases. Your customers get approved faster while your compliance team focuses on exceptions, not paperwork.
Configure quarterly reviews once and let automation handle the rest. The system triggers re-screening, sends renewal requests, tracks completion status, and maintains complete documentation. Smart reminders escalate only when human action is needed. Never miss another compliance deadline.
Every check, every decision, every document lives in one secure system with complete audit trails. Timestamps prove when actions happened. Immutable logs show what was checked. One-click exports generate regulatory reports. Turn weeks of audit prep into minutes of button clicks.
From initial application through ongoing quarterly reviews - automate every step of your compliance requirements.
Identity verification, document validation, and beneficial ownership checks at the point of application
Instant verification with fraud detection
Real-time screening during application against global watchlists with automated flagging and case management
Continuous monitoring across 100+ databases
Automated scoring and enhanced due diligence triggers with intelligent approval workflows
Risk-based routing and escalation rules
Automated re-screening, document renewal requests, and comprehensive status tracking every quarter
Set schedules and forget - fully automated
Continuous watchlist checks with intelligent alert management and complete case documentation
Real-time alerts with zero false negatives
Automated data collection, instant audit trail exports, and real-time compliance dashboards
Always audit-ready with one-click reports
Comprehensive automation from KYC to recurring reviews with complete audit trail documentation.
Process applications 95% faster with intelligent document processing and fraud detection
Instant screening against 100+ watchlists at application with zero tolerance for false negatives
Quarterly checks run automatically with 90% time savings and 100% on-time completion
Every action logged with timestamps, instant reports, and 7-year compliant retention
Automated customer scoring with custom thresholds and intelligent routing to appropriate teams
Connect to 50+ data sources including credit bureaus, identity verification, and sanctions databases
AES-256 encryption with SOC 2 Type II certification and complete GDPR compliance
Automated reminders with 30/60/90 day notices ensuring zero missed compliance deadlines
From day zero through annual reviews - every compliance checkpoint automated and tracked.
Our automated KYC workflows integrate with leading identity verification providers to extract data from documents using OCR, verify identities in real-time, and perform instant fraud checks. The entire process takes seconds and runs 24/7.
We screen against 100+ global watchlists including OFAC SDN, EU Sanctions, UN Sanctions, PEP lists, and adverse media databases. Screening happens instantly at application and continuously in the background with zero false negatives.
Once configured, our system automatically triggers quarterly re-screening against all relevant databases, sends document renewal requests to customers, tracks completion status, and maintains complete audit trails. You receive notifications only when action is needed.
Absolutely. While quarterly is standard, you can set any recurring schedule - monthly, semi-annually, or custom intervals. Different customer segments can have different schedules based on risk levels.
Failed screenings trigger immediate alerts to designated compliance officers, automatically freeze the application or account, create a case file with all evidence, and route to your investigation workflow. Complete audit trail is maintained for regulatory reporting.
Our risk-based workflow engine automatically triggers enhanced due diligence based on your custom criteria. This includes additional document collection, senior approver routing, extended verification steps, and comprehensive documentation requirements.
Yes. We have pre-built integrations with major KYC/AML providers and identity verification services. Our API-first architecture also allows custom integrations with any provider through webhooks and REST APIs.
Every action, decision, and data point is automatically timestamped and logged with user attribution. Audit trails are immutable, encrypted, retained for 7+ years, and can be exported instantly in formats required by regulators.
See how fintech companies use Kinetic Sea to handle KYC, OFAC, and recurring compliance automatically - turning regulatory requirements into competitive advantages.